How to make money on real estate and investments in 2025

With increasing economic uncertainty and inflation, more and more people are thinking about how to place their savings as profitably as possible. In this article, let's compare the three most popular options – this is a ready-made rental business in Russia, bank deposits and real estate investments in Bali. In this article, we will compare these approaches in detail to help you make the right choice.

Ready-made rental business in Russia

The rental business in Russia consistently attracts investors due to the high rental demand in large cities. Today, rental yields in Rostov-on-Don- The Don is about 7-11% per annum in the segment of retail premises up to 100 sq.m., the cost of which varies between 200 - 300,000 rubles per 1 sq.m. In the segment of large areas, 500 - 1000 sq.m, the yield can be 11-15%. This is due to the fact that the cost of 1 sq.m is significantly lower than retail retail premises, and amounts to 100-150,000 rubles. The demand for renting large areas is quite high, while the purchase of such an object requires significant investments. However, it is worth considering the risks associated with the rental business. Search for a tenant it may take some time, and the funds for maintaining real estate can significantly reduce the final profit. Nevertheless, if you approach this matter wisely — choose the right location, find a long—term tenant and take care of the condition of the property - the rental business can become a stable source of income.

Bank deposits

Bank deposits are one of the safest ways to save and increase capital. However, the rates on bank deposits in Russia fluctuate. Today the rate is 20% and it is quite attractive, but it will last a short time, and at the exit The investor will receive the amount of income adjusted for the inflation rate. Although this is a low-risk option, it is not suitable for people who expect significant income growth. In addition, banks sometimes offer special conditions only for large depositors, which is also worth considering.

Investments in Bali

Real estate investments in Bali are becoming increasingly popular among Russian investors. The average rental yield of such investments reaches 15-20% per annum with an entry threshold at the level of retail premises in Rostov-on-Don in 20-30 million rubles. At the same time, the increase in the value of real estate over the past year amounted to more than 100%. This is due to the constant increase in the flow of tourists, the shortage of land, as well as the development of the island in the field of infrastructure projects and Indonesia 's foreign investment policy. With the right approach, such as choosing a good place to invest and effective real estate management, this business can bring significant profits. Today, the Bali real estate market offers stable rental yields in currency, which will significantly protect the investor's money from inflation. The increase in the value of the asset in 100%, 200% and 300% in 2-3 years is not fiction, but objective reality.At the same time, the level of service offered by developers is at the highest level. The quality of construction and decoration meets international standards, taking into account the climate of the island. The apartments are rented in a state of complete readiness and equipped with furniture and appliances. The management company takes care of all routine issues, renting , servicing tourists, paying taxes and maintaining apartments.

And in conclusion

To summarize, it can be argued that each of the options under consideration has its pros and cons. The rental business in Russia guarantees a stable income, although it requires significant management efforts. Bank deposits are reliable, but income can be insignificant and short–term. Investments in Bali open up wide horizons and high profitability potential with a low threshold for entering the market, however , they require a more thorough market analysis. When choosing the right option, think about your goals, risk level and readiness for investing. Each of these options can be a solution to your financial problems with the right approach! In the portfolio "Maralin | Commerce" there are objects for investments for any budget with ready-made