How mat capital will grow in 2025

The parent capital will grow by 9.5% from February 1. Anton Kotyakov, the head of the Russian Ministry of Labor, announced this at a meeting of the President with members of the Government. It is important that the amount of maternity capital increases not only for those who became parents this year, but also for families who received a certificate in previous years. Even if the parents have some funds left in the Social Fund account, it will also be indexed, " the minister noted. The amount of payment in 2025: - 690 thousand rubles. — for the first child born or adopted after January 1, 2020; - 912 thousand rubles. — for the second and subsequent children, if they did not receive maternity capital before. The amount increased by almost 80 thousand rubles; - 222 thousand rubles — for the second child, if you have already received a payment for the first. One of the most popular ways to use the certificate is to improve living conditions: buying an apartment or a house; building a house; construction or renovation of a house; reconstruction of blockaded buildings (starting in 2024); payment of the first mortgage payment; payment of the main mortgage debt; purchase of housing under a shared-equity construction agreement (DDU); payment of the entrance fee to the HBC. Let's take a closer look at the most popular ways to use the mother capital. In addition, if no more than 10 thousand rubles remain from the maternity capital, they can be received as a lump sum. And from March 1, 2025, the certificate can be spent on the construction of individual residential buildings through escrow accounts.