How can I get the money back if the bank's license has been revoked
After the announcement of the revocation of the bank's license, the liquidation procedure begins. All financial transactions and transactions are stopped from this moment on. At the same time, the management of the organization is being restructured, followed by the appointment of a liquidator of the bank. Alas, for some time the bank's clients lose the opportunity to manage their funds. But, it is worth noting that the law provides for the procedure for returning money to depositors as soon as possible.
So, the bank's license was revoked, the algorithm of actions:
- It is necessary to open a new account in another bank and inform business partners, the employer, as well as trusted persons of new details for settlement transactions.
- Insurance indemnity payments are appointed by the DIA (Deposit Insurance Agency), but you need to know in advance the name of the agent bank through which transactions will be conducted.
- You will need to present your passport and fill out a standard application for reimbursement of insured funds.
It is worth noting that all payments are made only in rubles, and foreign currency deposits are converted into rubles in accordance with the exchange rate of the Central Bank. Compensations for several deposits are summed up and issued in one payment. The maximum amount of compensation is 1,400,000 rubles, even if the contribution significantly exceeds this amount.
Added: 29.02.2024
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