What payments can be received from the budget

Citizens of the Russian Federation, when purchasing housing, are entitled to tax deductions. So, up to 260 000 rubles can be obtained when buying an apartment. But it is worth noting that the deduction applies only to living space worth up to 2 million rubles. If the housing is more expensive, the payment will be calculated from the allowed amount. But that's not all.

If you have taken out a loan for an apartment, you can apply for a deduction from mortgage interest. Here the limit is no more than 3 million rubles, and the amount to be refunded is up to 390 thousand rubles. You are allowed to use the service once. Moreover, the interest deduction can be divided into annual payments. For example, they paid 100 thousand rubles in interest for the year, and the tax service issued a deduction for 13,000 rubles.

Life insurance payments

Citizens who have insured their lives and issued a policy for at least 5 years can return up to 15,600 rubles. The maximum amount of insurance costs is 120 thousand rubles per year.

Maternity capital

Up to 833,024 rubles can be obtained through family or maternity capital. The benefit applies to families with one and two children.

Payments to large families

Families with three or more children can receive payments of up to 450 thousand rubles. It is worth noting that these funds are allowed to be used to repay the mortgage.